Buy now, pay later without the fees
Affirm is the smartest way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.
The choice is yours
Affirm Pay in 4
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
- No interest or fees
- No impact on your credit score
- Set up easy, automatic payments
Monthly payments
Choose monthly installments. Perfect for big-ticket items.
- No hidden fees—ever
- What you see is what you pay
- Set up easy, automatic payments
How to buy with Affirm
Go shopping
Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.
Choose your payment terms
You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
